Property Details
Area (sqft)i
Price/sqft (₹)i
Total Price
₹1.43 Cr (1.43 Cr)
Loan Parameters
Loan %i
Interest % p.a.i
Tenure (yrs)i
Quarterly EMI
₹2.46 L
Timeline
Income & Costs
CAGR Scenarios
Enter Details to See Your Overview
Adjust the property details, loan parameters, and investment scenarios on the left, then click Calculate to see your comprehensive investment analysis.
Property Details
Area (sqft)i
Price/sqft (₹)i
Total Price
₹1.43 Cr (1.43 Cr)
Loan Parameters
Loan %i
Interest % p.a.i
Tenure (yrs)i
Quarterly EMI
₹2.46 L
Timeline
Income & Costs
CAGR Scenarios
Builder Payment Schedule
✓
100.0%Valid
30%
Q1
5%
Q2
5%
Q3
5%
Q4
8%
Q5
8%
Q6
8%
Q7
10%
Q8
5%
Q9
5%
Q10
6%
Q11
5%
Q12
Q1
₹43.03 L
Q2
₹7.17 L
Q3
₹7.17 L
Q4
₹7.17 L
Q5
₹11.48 L
Q6
₹11.48 L
Q7
₹11.48 L
Q8
₹14.34 L
Q9
₹7.17 L
Q10
₹7.17 L
Q11
₹8.61 L
Q12
₹7.17 L
✓
Changes applied successfullyQuarterly Cash Flows
| Qtr | Pay % | Payment | Equity | Loan Draw | Loan OS | Interest | EMI | Rent | Other | Net CF |
|---|---|---|---|---|---|---|---|---|---|---|
| Q1 | 30.0% | ₹43.03 L | ₹28.69 L | ₹14.34 L | ₹14.34 L | ₹27,613 | — | — | — | ₹-28.96 L |
| Q2 | 5.0% | ₹7.17 L | — | ₹7.17 L | ₹21.52 L | ₹41,419 | — | — | — | ₹-41,419 |
| Q3 | 5.0% | ₹7.17 L | — | ₹7.17 L | ₹28.69 L | ₹55,225 | — | — | — | ₹-55,225 |
| Q4 | 5.0% | ₹7.17 L | — | ₹7.17 L | ₹35.86 L | ₹69,031 | — | — | — | ₹-69,031 |
| Q5 | 8.0% | ₹11.48 L | — | ₹11.48 L | ₹47.34 L | ₹91,122 | — | — | — | ₹-91,122 |
| Q6 | 8.0% | ₹11.48 L | — | ₹11.48 L | ₹58.81 L | ₹1.13 L | — | — | — | ₹-1.13 L |
| Q7 | 8.0% | ₹11.48 L | — | ₹11.48 L | ₹70.29 L | ₹1.35 L | — | — | — | ₹-1.35 L |
| Q8 | 10.0% | ₹14.34 L | — | ₹14.34 L | ₹84.63 L | ₹1.63 L | — | — | — | ₹-1.63 L |
| Q9 | 5.0% | ₹7.17 L | — | ₹7.17 L | ₹91.80 L | ₹1.77 L | — | — | — | ₹-1.77 L |
| Q10 | 5.0% | ₹7.17 L | — | ₹7.17 L | ₹98.97 L | ₹1.91 L | — | — | — | ₹-1.91 L |
| Q11 | 6.0% | ₹8.61 L | — | ₹8.61 L | ₹1.08 Cr | ₹2.07 L | — | — | — | ₹-2.07 L |
| Q12 | 5.0% | ₹7.17 L | — | ₹7.17 L | ₹1.15 Cr | ₹2.21 L | — | — | — | ₹-2.21 L |
| Q13 | — | — | — | — | — | ₹2.21 L | — | — | ₹6.45 L | ₹60.80 L |
✓
GO — Investment Recommended
Realistic IRR of 14.6% clears the 10% threshold
Realistic IRR
14.6%
Equity Multiple
1.39x
Profit
₹17.20 L
Investment Improvement Suggestions
📈Appreciation & CAGR
high impact
Pessimistic scenario yields only -4.1% IRR
At 4.0% CAGR, you barely break even. This means the investment has poor downside protection. Look for projects in established micro-markets with historically stable 5%+ appreciation even in downturns.
low impact
Strong upside: 22.7% IRR in optimistic scenario
If the micro-market delivers 10.0% CAGR, returns are excellent. Validate this by checking infrastructure pipeline (metro, ring road, airport expansion) and upcoming commercial supply.
⏱️Exit Timeline & Hold Period
high impact
Exit before completion — consider holding till Q16
You are currently set to exit at Q13, before the project completes at Q14. Ready-to-move-in properties typically command a 10-20% premium over under-construction. Holding just 3 more quarters could significantly boost returns.
!
Important Disclaimer
This tool is intended only for preliminary, high-level analysis. All calculations are pre-tax estimates based on simplified assumptions. Actual returns will vary based on market conditions, tax implications, actual rental income, and many other factors. It is strongly recommended that you consult a qualified financial advisor before making any investment decision. Propsoch does not guarantee the accuracy of these projections and accepts no liability for investment outcomes.